It is no secret that applying for a mortgage is an overwhelming and stressful process, therefore there is very little room for mistakes. Making mistakes while applying for a mortgage can greatly affect your application and can even determine whether it gets accepted by a lender or not. Therefore, you...
Is It Better to Get a Long-Term or Short-Term Mortgage?
Like most people, your home may be the largest purchase you’ll make in your lifetime so choosing the right length of time for your mortgage is determinant. Recent studies have shown that more than half of mortgages can now be taken out for a 40-year term. As the cost...
An Update on the Scottish Property Market
The spring is here, the sun is out, and the lockdown restrictions are easing. Perhaps you are itching for a change of scenery or need more space after a year at home, but you are wondering if it’s a good time to be a buyer. First thing first, it is...
What To Do Before Meeting With Your Mortgage Advisor For The First Time
So, you’ve decided to get started with buying your first home and you’ve booked an appointment with a mortgage advisor. This initial meeting can be a bit daunting, especially if you don’t know much about mortgage applications and aren’t sure how much you’ll be able to borrow. The good news...
Tips for finding the best mortgage deals in 2021
Have you finally decided it is time to move out your family home? This can be a very daunting thing to do, especially if you’re still young. Or, maybe you are older and have decided it’s time to purchase your own place instead of renting. Either way, anyone who is...
Common Mistakes to Avoid When Buying Your First Home
Have you finally decided to move out to buy your first home? Whether you are doing it alone or with your friends or partner, there are different things you should consider when doing so. Purchasing a property for the first time can be both challenging and daunting, especially when you...